Are there any penalties or fees for withdrawing from my ISA?

There are no fees for withdrawing cash. In some instances, you may lose entitlement to some promotional bonuses.

We are not currently able to transfer stock out in most cases.

Please be aware that for the 2025/26 tax year, you can save or invest a maximum of £20,000 tax-free across all your ISA accounts. You are responsible for tracking your contributions. As this is a flexible ISA, you can take out cash then put it back in during the same tax year without reducing your current year's allowance.